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Insurance Choices

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About Musical Instrument Insurance



Musicguard offers different levels of insurance cover to suit the widest variety of musicians and instruments. Musicguard is run by musicians, they have guitarists, bassists, drummers, singers and techy studio types all working there.

Get an Instant online quote for Musical Instrument Insurance.



Music Insurance Cover Options are:


a) Home and Studio Musical insurance

this covers your equipment at a single location only (ie either your home or a studio). Suited for home or studio based musicians that don't gig.

b) Musical Insurance Flexicover

this insurance option is unique to Musicguard. If you only take up to 50% of your musical equipment value away from your home or studio, they will charge you less. This option ensures that all of your equipment is insured but you only pay extra for what you use at gigs.

Suited for musicians or DJs that don’t take all of their equipment to gigs.

c) Musical Insurance Select

this covers ALL your equipment at any location (subject to the area cover you choose).

ideal for you musicians and DJs that take all of your equipment to gigs or those of you that want complete peace of mind.

All Musicguard insurance policies include hire cover, £1 million personal liability and personal accident as standard.


Get an Online Quote for Musical Instrument Insurance.



Paying for music insurance

  • Save £10 by buying online!
  • The cheapest way to pay for your musical instrument insurance is to make a single annual payment in advance.
  • The easiest way to pay is by spreading the cost of your musical instrument insurance over 12 monthly instalments by direct debit

Get an Quote for Musical Instrument Insurance now.