Pet insurance is a must if you want to take care of an animal – a pet can feel like part of the family, and it’s sad to think that hundreds of animals are left to suffer when their owners cannot afford the vet’s fees.
There are plenty of pet insurance policies available from leading insurers. Most will ask for an excess to be paid on your initial visit to the vet, but will cover you for ongoing illnesses and expensive operations.
Check the small print though – some insurers only pay for the first 12 months of ongoing treatment, whereas some will cover your pet for life.
Watch out for exemptions when you’re signing up for a pet insurance policy - you will normally have to pay for things like booster injections and dental work.
Your premiums will vary according to what type of pet you have, and will rise over time, but they shouldn’t increase when you make a claim.
According to independent research, from one of the UK’s leading pet insurers, more people claim on their pet insurance than their home or car insurance.
As many pet owners don’t realise how much an animal will cost them over time, it’s worth insuring your pet in case of emergency.
