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Convicted Driver Insurance

The insurance companies below specialise in offering policies to drivers with driving convictions on their licenses

Direct Choice - Car Insurance

Direct Choice have car insurance policies to meet everyone's needs, from comprehensive to third party insurance.

They get great discounted rates as they are an insurance broker, they will compare different insurance policies to get you the best they can.

Call 0844 8361290 or get a quote online

Quote Line Direct - Car Insurance

Part of the Wilsons Insurance Group, established in 1969. QuotelineDirect operate from their base in Manchester and pride themselves in offering low cost insurance policies, backed by quality service.

As a broker they have access to 1000's of policies that can help convicted drivers get a better deal.

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More information on convicted driver insurance

If you’ve been committed a driving offence and suffered the consequences, you’ll probably want to put it behind you and get back on the road as soon as you can. In these circumstances, you’ll probably find that insurance companies are less willing to give you a quote than they used to be, but don’t despair.

The car insurance market is a very competitive one, and there are specialist insurers for every type of driver. High risk drivers such as young men and people with driving convictions are usually offered a higher quote, but this could present a money-making opportunity rather than an unreasonable risk to some companies, so don’t be afraid to try your luck.

When you’re searching for convicted driver insurance, phone some companies and explain your situation. This will work better in some cases than in others – if you’re a mature woman with 10 years’ no claims bonus and one conviction for speeding, you’re more likely to get a sympathetic hearing than an 18-year-old man who fits his Corsa with tinted windows and four exhausts and writes it off within a week of passing his test. It’s all about the likelihood that you’ll repeat your mistakes and cost the insurance company money, so do plead your case reasonably.

If you need convicted driver insurance, the best way to save money is by shopping around for a good deal. If you think it will help, contact your original insurer first – they’ll be able to check how regularly you’ve made payments in the past, and might be able to help you out. If that doesn’t work, try companies that give quotes over the phone next, as online quotes are usually based on a formula that adds a certain amount for each type of conviction, and you’re unlikely to get a good deal like this.

If you’re finding it hard to get a good convicted driver insurance quote, you might benefit from taking an advanced driving course or even trading your car in for a model in a lower insurance group. You can always trade up again later.

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