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Despite the name, Sheilas’ Wheels isn’t an Australian company – it’s a division of UK insurers Esure, and aims to provide women with a good deal on their car insurance.
Although lots of men would have you believe different, women are statistically the better drivers - especially from the point of view of insurance companies. On the whole, women don’t think it’s clever to try to drive on two wheels, we have fewer driving convictions, fewer big accidents, and (most importantly) we make fewer claims on our insurance.
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Ninety-six per cent of convicted dangerous drivers are men, and men are convicted for 92% of all driving offences. Generally speaking, women drive shorter distances and clock up less mileage over all. We also tend to drive more slowly than men, and we’re more likely to have a couple of parking scrapes (which we might not bother to claim for) than a crumpled bonnet.
Sheilas’ Wheels is one of a growing number of insurance companies that targets women drivers, offering cheaper premiums by avoiding the more frequent and expensive claims made by men. The company’s brand and policies were created by an all-female management team, so its insurance caters specifically for women’s needs. For instance, Sheilas’ Wheels insurance includes £300 of "handbag cover" in case your valuables are stolen.
If you choose Sheilas’ Wheels insurance, you can alter your policy to cater for your needs and bring down the cost of your premium.
Sheilas’ Wheels isn’t the only insurance company that caters for women drivers – there are other specialised companies, and some of the more traditional insurers might give you a good deal too. Compare all of the options to find out which one suits you best and will save you some cash.
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