Lifetime cover, providing you renew your policy each year
Pet Insurance
10%
£5,000 per condition
8 weeks to 10 years
10% online discount when you insure your dog, cat or rabbit.
Sainbury's Pet Insurance
15%
£7,500 per condition
no maximum age for vet's fees
15% online discount ends 8th September 2008
Pet Insurance
5%
£7,000 per condition
No age limit
cover from £4.49
About Pet Insurance
If your pet gets ill, injured or stolen, costs can soon escalate. To fix a cat’s broken leg alone can amount to over £800 in vet bills.
Baring in mind pet insurance policies can start from as little as £60 a year, and the average lifespan of a cat is 12 years, 12 x £60 = £720. Pet insurance is a great idea.
Coverage of Pet Insurance:
Pet insurance policies cover the following:
Vet fees, both UK and overseas.
Third party liability.
Pet replacement costs (should your cat be lost or stolen).
Things to Consider:
A number of insurers will refuse to cover your pet if it is over a certain age.
The excess on your policy can range from £25 to £65. For some of you it may be worth paying a higher excess and a lower premium, for others it may be the other way round.
Keep your pet insurance premium low by locating the animal in a safe place around the house. Pets kept outside or in dangerous areas such as the kitchen are deemed higher risk by insurance companies.
Many insurance policies will exclude such eventualities as emergency boarding, accidental death or quarantine costs. Check before you take out the policy.
Basic starter policies will only cover the rudimentary issues. The more advanced policies will cover such complexities as the cost of advertising and a reward should your pet be stolen.
Most policies cover up to the first £5000 of any given condition.
Be truthful when applying for pet insurance, or the likelihood of receiving a payout when something goes wrong is low. If your pet has a heart murmur or any other condition, declare it.
